Workers' Comp EMR Cost & Bid Check
What is your experience mod actually costing you, and does it clear the threshold your GC sets?
Estimate only. Your mod multiplies your manual premium; actual premium also depends on schedule credits, state rules, and your carrier. This is not a projection of what your mod will be.
What to check on your worksheet
A full verification checks every line of your worksheet against your loss runs and payroll, and tells you exactly what to send your agent to fix anything that's wrong.
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What this shows
Your EMR multiplies your workers' comp premium. A 1.08 means you pay 8% more than a contractor with average losses in your class codes. Because claims stay in the rating for three policy years, that 8% repeats.
It also decides whether you can bid. Enter your numbers to see both.